LEGAL NOTICES 

TERMS OF USE

Thank you for visiting the website of the International Association of Insurance Receivers (“IAIR”). Please read these Terms of Use and our Privacy Policy, which, as may be modified from time to time, govern its use.

Intellectual Property Rights 

This Site and the graphics, text and other information provided on this Site (the “Site Content”) are owned by or licensed to IAIR. You may view, download and print a copy of any part of this Site for your own informational purposes, but any other use without our written consent is prohibited.

No Attorney Client Relationship or Confidentiality 

This Site is intended to provide information about IAIR and its members to IAIR members and others. Some portions of this Site may be considered attorney advertising under the rules of certain jurisdictions. Prior results do not guarantee a similar outcome. 

Use of this Site or of the e-mail links on this Site to communicate with IAIR or its members does not create an attorney-client relationship between you and IAIR or between you and such members, no such communication will be treated as confidential and no such communication is guaranteed to be secure.

This Site contains general information and may not reflect current developments, verdicts, or settlements. The Site Content should not be construed as legal advice.

Indemnity

By your use of the Site, you agree to defend, indemnify and hold harmless IAIR, its affiliates, employees, agents, licensors, licensees and content providers (“IAIR Indemnitees”) from any claims, losses, damages, expenses, demands, and costs (including without limitation reasonable attorneys fees), arising out of or relating to your use of this Site or any linked to website, your violation of these Terms of Use and the Privacy Policy, or your violation of the rights of any other person.

Disclaimer of Warranties

THIS SITE AND THE SITE CONTENT ARE PROVIDED WITHOUT WARRANTIES OF ANY KIND WHETHER EXPRESS OR IMPLIED. IAIR EXPRESSLY DISCLAIMS ANY LIABILITY WITH RESPECT TO ACTIONS YOU OR ANY OTHER PARTY MAY TAKE OR EFRAIN FROM TAKING IN RESPONSE TO OR IN RELIANCE ON THIS SITE OR THE SITE CONTENT OR ANY LINKED SITE.

Third Party Links

This Site may contain links to third party websites or resources. These links are provided for your convenience and are not intended to imply that IAIR endorses or controls the linked-to sites or verifies the accuracy of the information contained onthose sites.

Governing Law

These Terms of Use and the Privacy Policy are governed by and are to be construed in accordance with the laws of the State of New York, without regard to its principles of conflicts of laws. You agree that any action concerning your use of this Site, these Terms of Use, or the Privacy Policy, shall be within the exclusive jurisdiction of the courts of the State of New York.

Contacting IAIR 

These Terms of Use were last updated on July 8, 2011. To contact us about these Terms of Use, please send us an email.

PRIVACY POLICY 

This Privacy Policy describes the type of information IAIR collects from this Site and how that information may be used. This Privacy Policy, together with our Terms of Use, as may be modified from time to time, govern your use of this Site.

Information Collection 

You are not required to provide information such as your name, address, email address, telephone number, or other information that might reasonably be used to identify you personally (“Personal Information”) to make general use of this Site. IAIR will only collect Personal Information when it is provided to us in an email, on a member data page, on a registration form, in an online survey, or in other similar transmissions.

To help us monitor Site usage patterns and to help us improve this Site, we may use certain technologies, including cookies, to gather information that does not reveal your identity (“Generic Information”), such as information about the Internet Protocol address assigned to your computer, the number and frequency of visitors, and the Web pages visited. You can choose not to accept the cookie by adjusting your Internet browser settings but, if you choose to do so, certain parts of this Site may not function properly.

Use of Information 

We will use Personal Information we collect only to send you news and information about IAIR, IAIR membership, IAIR events, and IAIR publications. To opt out of receiving future mailings, see the Opt Out section below.

We do not share Personal Information we collect with third parties for their marketing purposes. If an event for which you register through this Site is cosponsored, that co-sponsor's treatment of your information will be governed by its own privacy policy, for which we are not responsible. If we use third parties to provide specific services to you, those third parties may be allowed to use your Personal Information to provide such services. We will only intentionally disclose your Personal Information to other third parties if we believe we are compelled to do so for legal or regulatory purposes, and you hereby agree to such disclosure.

IAIR may share Generic Information we collect with our affiliates, contractors and other third parties. Opt Out You may choose to opt out of receiving e-mail messages with news and information about IAIR and IAIR publications by sending us an e-mail from the e-mail address at which you are receiving the messages, requesting that your email address be removed.

Security 

Unfortunately, data transmission over the Internet cannot be guaranteed to be secure nor is any security system completely secure. IAIR does not guarantee the security of any information you transmit to us or provide to us online. We request that you do not send, and IAIR will not be liable for your sending sensitive or confidential information electronically.

Children Under 13

This Site is not directed at children 13 years of age or younger. IAIR will not intentionally collect information about any user under the age of 13. 

Third Party Links

This Site may provide links to third party websites. Even if the third party is affiliated with IAIR through a business partnership or otherwise, IAIR is not responsible for the privacy policies or practices or the content of such external links.

Contacting IAIR 

This Privacy Policy was last updated on July 8, 2011. To contact us about this Privacy Policy or this Site, send us an email.